My AF just posted and I am not sure how much travel I will be doing for work. Which has me considering downgrading to the non-surpass card with no AF. After comparing the Surpass vs non-surpass hhonors card, it looks like the only differences are the 12x points for hilton purchases on the surpass vs 7x for the non-surpass. Is there any reason for me to pay the $75 annual fee besides this?
Thoughts?
Thanks!
Thoughts?
Thanks!